Debt Management Tools

These debt management tools can assist you in strengthening your financial literacy, loan repayment, and money management skills. The HWCOM Office of Financial Assistance utilizes these tools in the required Debt Management Program.

The Loan Data System in Student Aid

The Loan Data System in contains the U.S. Department of Education's central database for student aid. receives data from schools, guaranty agencies, the Direct Loan program, and other Department of Education programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants, so that recipients can access and inquire about their personal loans and/or grants data.

Credit Reports

It is important that students realize the impact their credit reports have on financial aid options, student loans, and future credit access. Students should regularly monitor credit histories and annually check credit reports.

MD students only

The Association of American Medical Colleges' FIRST (Financial Information, Resources, Services, and Tools) Program

The Association of American Medical Colleges' FIRST program is a valuable resource for medical students and can assist students in understanding all aspects of debt management.

Medloans® Organizer and Calculator

The Medloans Organizer and Calculator, developed by the Association of American Medical Colleges, provides a secure location for medical students and residents to organize and track loans, calculate custom repayment plans, and make smart choices about repayment.