Cost of Attendance

Student cost of attendance budgets are developed each academic year by the HWCOM Office of Financial Assistance and are dependent on tuition and fee structures set by the governing boards. Therefore, the cost of attendance (COA) may be an estimate early in the financial aid award process and is subject to change. The cost of attendance is used to evaluate financial need and award aid, and provides students with an estimate of the reasonable cost of HWCOM attendance.

Standard student budgets are based on typical expenses for a single student. Costs for a student's spouse or children are not included in the standard student budget; these expenses are accounted for in the need analysis formula of the FAFSA.

MD Tuition and Fees

Tuition and fees are charged at a flat yearly rate, regardless of the actual hours in which a student is enrolled. The academic term includes the full academic year, so all courses taken during the academic year are covered. Tuition is billed three times yearly: one-third the cost of tuition is billed each fall, spring, and summer semester. In the fourth year, it is charged 50% fall, 50% spring due to their not being a summer semester.

Please see the following for an illustration of the payment structure for the entire MD degree.

  • Payment structure

    Class Year

    Fall

    Spring

    Summer

    M1

    1/3

    1/3

    1/3

    M2

    1/3

    1/3

    1/3

    M3

    1/3

    1/3

    1/3

    M4

    1/2

    1/2

    X

    (Table: Class Year M1 - Fall: 1/3, Spring: 1/3, Summer: 1/3; Class Year M2 - Fall: 1/3, Spring: 1/3, Summer: 1/3; Class Year M3 - Fall: 1/3, Spring: 1/3, Summer: 1/3; Class Year M4 - Fall: 1/2, Spring: 1/2, Summer: None)

    Books and Supplies

    Cost is estimated based on a survey of costs associated with required books and supplies. Books and supplies include required textbooks, miscellaneous supplies, and diagnostic instruments such as stethoscopes, reflex hammers, and lab coats (for first-year medical students only).

    Room and Board

    The off-campus housing component assumes an average of current rates for rental units in the surrounding community; this average is used in the standard, traditional COA budget. Students should consider housing options carefully. Other housing budgets include with parents and are determined by what is reported in the FAFSA. The food component (board) of the student budget assumes a combination of prepared meals and grocery expenses required for cooking at home.

    Transportation

    Travel costs are estimated based on the cost of car maintenance, gas, and insurance.

    Personal Expenses

    Personal expenses for HWCOM students are estimated based on costs for a student's cell phone, clothing, uniforms, haircuts, laundry, cleaning, supplies, membership dues, journal subscriptions, registrations, dental visits, entertainment, etc.

    Medical Student Fees

    Medical student fees comprise all fees external from university fees, including fees for disability insurance, background checks, drug screens, immunizations, and United States Medical Licensing Examinations.

    Loan Fees

    Per federal regulations, an additional reimbursable expense has been included for the average assessed Federal Direct Loan origination fees.

  • Estimated Cost of Attendance Budget for 2024-2025

    Established by the FL State Legislature, FL Board of Governors, and the FIU Board of Trustees.

    In-State Resident Off-Campus

    Charges

    Price

    Tuition

    $32,739

    University Fees

    $5,275

    HWCOM Technology Fee

    $681

    Reimbursable Expenses

    Books and Supplies

    $2,051

    Housing

    $21,769

    Food

    $5,687

    Transportation

    $4,895

    Personal Expenses

    $5,159

    Health Insurance

    $0

    Medical Student Fees

    $564

    Loan Fees*

    $933

    Total

    $79,752

    *Figures may be subject to change.

    Out of State Resident Off-Campus

    Charges

    Price

    Tuition

    $62,739

    University Fees

    $6,775

    HWCOM Technology Fee

    $681

    Reimbursable Expenses

    Books and Supplies

    $2,051

    Housing

    $21,769

    Food

    $5,687

    Transportation

    $4,895

    Personal Expenses

    $5,159

    Health Insurance

    $0

    Medical Student Fees

    $564

    Loan Fees*

    $933

    Total

    $111,252

    *Figures may be subject to change

    Per federal regulations, a reimbursable allowance has been included for Federal Direct Loan Origination fees. Health Insurance expenses may be reimbursed with proof of purchase of insurance policy. Off-campus housing component assumes single occupancy of rental units in the surrounding community. Estimates based on 12 month budget.