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Cost of Attendance

Student cost of attendance budgets are developed each academic year by the HWCOM Office of Financial Assistance and are dependent on tuition and fee structures set by the governing boards. Therefore, the cost of attendance (COA) may be an estimate early in the financial aid award process and is subject to change. The cost of attendance is used to evaluate financial need and award aid, and provides students with an estimate of the reasonable cost of HWCOM attendance.

Standard student budgets are based on typical expenses for a single student. Costs for a student's spouse or children are not included in the standard student budget; these expenses are accounted for in the need analysis formula of the FAFSA.

Tuition and Fees

Tuition and fees are charged at a flat yearly rate, regardless of the actual hours in which a student is enrolled. The academic term includes the full academic year, so all courses taken during the academic year are covered. Tuition is billed three times yearly: one-third the cost of tuition is billed each fall, spring, and summer semester. Tuition and fees are reviewed annually and are subject to change.

Books and Supplies

Cost is estimated based on a survey of costs associated with required books and supplies. Books and supplies include required textbooks, miscellaneous supplies, and diagnostic instruments such as stethoscopes, reflex hammers, and lab coats (for first-year medical students only).

Room and Board

The off-campus housing component assumes an average of current rates for rental units in the surrounding community; this average is used in the standard, traditional COA budget. Students should consider housing options carefully. Other housing budgets include with parents and are determined by what is reported in the FAFSA. The food component (board) of the student budget assumes a combination of prepared meals and grocery expenses required for cooking at home.


Travel costs are estimated based on the cost of car maintenance, gas, and insurance.

Personal Expenses

Personal expenses for HWCOM students are estimated based on costs for a student's cell phone, clothing, uniforms, haircuts, laundry, cleaning, supplies, membership dues, journal subscriptions, registrations, dental visits, entertainment, etc.

Medical Student Fees

Medical student fees comprise all fees external from university fees, including fees for disability insurance, background checks, drug screens, immunizations, and United States Medical Licensing Examinations.

Loan Fees

Per federal regulations, an additional reimbursable expense has been included for the average assessed Federal Direct Loan origination fees.

Class of 2021 Medical Student

Estimated Cost of Attendance Budget for 2017-2018

Established by the FL State Legislature, FL Board of Governors, and the FIU Board of Trustees. Figures are subject to change.

In State Resident Off Campus

Tuition $32,739
University Fees $5,266
HWCOM Computer Fee $850
Reimbursable Expenses
Books and Supplies $2,316
Room $13,620
Board $6,677
Transportation $3,619
Personal Expenses $3,833
Health Insurance $0
Medical Student Fees $382
Loan Fees* $1,065
Total $70,367
*Figures may be subject to change

Out of State Resident Off Campus

Educational Expenses
Tuition $62,739
University Fees $6,766
HWCOM Computer Fee $850
Living Expenses
Books and Supplies $2,316
Room $13,621
Board $6,677
Transportation $3,619
Personal Expenses $3,833
Health Insurance $0
Medical Student Fees $386
Loan Fees* $1,065
Total $101,872
*Figures may be subject to change

Per federal regulations, a reimbursable allowance has been included for Federal Direct Loan Origination fees. Health Insurance expenses may be reimbursed with proof of purchase of insurance policy. Off-campus housing component assumes double occupancy of rental units in the surrounding community. Estimates based on 12 month budget.